Do you want to know the Dos and Don’ts of surviving every natural disaster? Perhaps you have lived through a flood, hurricane, earthquake or some other calamity that has ended up forcing you to rebuild your home and all of your belongings. This can be an extremely expensive venture as well as a challenge to the human spirit in rebuilding and saving what you need. Being prepared is better than being sorry when disaster strikes. The following paragraphs will offer some tips and pointers on how to survive each of these natural disasters.
The first of the dos and don’ts of a disaster is to have a Home Insurance policy. A hurricane, tornado or flooding can render your home uninhabitable and without a means of communication. If you have flood insurance, flood damage restoration can be covered. Contact your insurer and learn if they offer a policy that can cover the cost of rebuilding your home from a natural disaster.
If a hurricane were to hit South Florida, many coastal homeowners would lose their homes, their cars and most importantly, their lives. Some may never make it back home due to the severity or destruction of the winds, rains and rising tides. Do not attempt to save your home by yourself if you are not a trained professional. It is also highly recommended that if you do attempt to save your home, that you contact a reputable licensed and insured professional right away. These types of hurricanes usually have wind speeds of more than eighty miles per hour, which can cause extensive property damage as well as bodily injury.
The next of the dos and don’ts of a disaster is to ensure that all cabinets within the home are emptied of all food and water supplies. Food and water are used as a fuel source for electricity and for heating, which can lead to a disastrous domino effect that can be seen in many areas throughout the country. After a major hurricane, many areas will see a shortage in electricity, so having adequate amounts of water and food within the home can prevent some families from becoming completely cut off from society for days, even weeks.
Do not try to repair the roof of your home after a hurricane. Roofs take the most damage during a hurricane because of the constant weight of trees and other debris. Also, when water recedes, it will often go around your house, which can lead to water damage throughout your entire home. If you see any broken or missing shingles on your roof, remove them immediately. If you live in an older home, replacing your roof could be a costly and complicated process, but is imperative to preventing further damage to your belongings and your family.
Another of the dos and don’ts of hurricane preparedness is being prepared with a full hurricane insurance policy. Insurance is essential for surviving any natural disaster and having a policy can save your family from paying for expensive repairs and medical bills. It is important to always have a policy, even if you are only considering renting during a hurricane. Renters will not have insurance and having coverage can give you peace of mind and protection from rising costs after a catastrophe.
If you own your own home, you may want to consider selling before a hurricane strikes. Although your home may be destroyed, your insurance policy will cover the majority of your rebuilding costs, giving you peace of mind that you won’t lose everything in the storm. You should also have a final price list prepared in case you decide to rent and have to come up with a large amount for the replacement of your home. Renters insurance does not cover your personal property, so you will want to make sure you have plenty of extra money for it.
There are a variety of other things you can do to prepare for hurricanes, including making sure your garage and house are hurricane-proofed. In addition, before a hurricane makes land, checking your flash drives for data and information that you will need and storing them in a safe place such as a flash drive or CD. You can also learn hurricane safety techniques online, such as proper storage procedures, and you can help coordinate the local response to any emergency. Remember, having some hurricane preparedness information at your fingertips is one of the best ways you can protect your family and home.