School holiday survival tips for working mums can help you get the most from your time off. The harsh reality is that most mums go without a paid day off. Some lucky ones do manage to squeak by and get some work in. Unfortunately there are more falls than successes when it comes to getting paid during school vacations. You may think that it is impossible to survive on unemployment benefits but the reality is that there are certain tricks that you can apply to your pay packet to make sure that you have enough money each pay to cover your essentials.
School holidays mean that you will not have a job during the term. This means that you have no money coming in until your next pay cheque arrives. If you are a full time carer, then you may not even be able to get this money back. These tips will help you get through your period of no income with ease.
School holiday survival tips for working mums mean that you should make sure that you pack as much food as possible into your bag. You should also ensure that you take enough water with you to last you for at least two days. The last thing that you will need is to struggle to find food or water and then be stuck with nothing to eat and nothing to drink.
Save money wherever possible by comparing and contrasting what you are paying each month with what you would be paying if you were working. For example, if you have a mortgage, then you may have to fork out a larger amount for insurance each month. On top of this, many lenders will deduct interest payments from your loan if you have not kept up with repayments. If you want to avoid these added costs, then you need to be sure that you keep your repayments down to a minimum.
When it comes to clothing, it is important to buy the basics. When children are young they want to be able to wear their favourite clothes, but this does not mean that you have to buy expensive items. It may be more beneficial to buy basic items and then spend more money later on items that they outgrow. This will help you save money as your child grows. You need to remember that children grow faster than most adults do, so buying clothes as quickly as possible is advisable.
School holidays are usually a very busy time at work and your chances of being employed after school are slim. You may therefore want to sign on after work to get paid in cash. Many companies will be willing to offer this and will give you a notice before you are due to start your new job. School holiday survival tips for working mums usually mean that you need to be flexible with your employment and sign on for as many hours as possible after school has finished.
When you are employed, you may want to consider saving some money by going on an occasional vacation. This could save you money over the course of the next year and you will always have some money left over. You may also want to save up some holiday bonus money. You can often get a small pay rise when you take on additional responsibility such as taking your child to a daycare centre or swimming class. These kinds of extra tasks will increase your salary when you get time off after the school term is over.
Taking a break from work and spending time with your family and friends is vital when you have children. Many working moms find that they simply do not have the time to make it happen every week. If you want to have some fun during your breaks, why not book into a babysitting service? This is one of the school holiday survival tips for working mums that really does work!